I am seriously CRAZY in LOVE with this piggy bank graphic! Savings can be glamorous! I also enjoy the Tiffany blue accents! I hope you do too!
We have made a big commitment to living within our means and working towards paying off our debts this month. We have been taking our first steps:
~Budget planning (read more at: http://www.glammore.com/Site_2/Blog/Entries/2010/9/5_A_VERY_Different_Date_Night.html)
~Removing the debit cards from our wallets
(read more at: http://www.glammore.com/Site_2/Blog/Entries/2010/9/12_Spending_Plan_Check_In.html)
This past week I had some experiences and situations to share with you about this process.
1. I challenged my thoughts to change from "I deserve this_______" to "I am content or I can have that free at home." I found myself making more coffees at home instead of hitting up Starbucks' drive thru. This was a big $$$ saver and I got to model that process to my kids too. "Yes, you can have a smoothie but I will make it for you when we get home."
2. We got our new $$$ for the month. We use a envelope system for budgeting, and have for 12 years. However, this week I made some helpful tweaks! (http://www.daveramsey.com/article/dave-ramseys-envelope-system/lifeandmoney_budgeting/)
*I only put my spending $$$ for the WEEK in my wallet and put the rest of my $$$ in an envelope.
knowing that if I have it with me I WILL, and have in the past, borrowed against it. Leaving me
with less than what I needed, resulting in debt. Much more proactive!
* I put a percentage of my spending $$$ in an envelope that I call my G.L.A.M. Account. This is
money that I can spend on WHATEVER I'd like! I am adding to my G.L.A.M Account the money
that I save shopping strategically too. I am currently saving for NEW fall boots and clothes.
* I was REALLY able to stretch my budget this week at Rite Aid buying Johnson & Johnson
products and transferring prescriptions which was a HUGE budget saver and $$$ maker! The $59
that I made doing these two EASY tricks paid for our family birthday party beverages and toys
for my boyz' birthday!
Watch how you can do it too here:
All in all, I'd say it was a successful week!